Our Team Stephen Madsen, CFP®, AIF® 651-773-4758 651-773-4739 Madsens@ceteranetworks.com Steve has been with Lake Elmo Bank since 1989, and has been working with the Investment Center from its beginings in 1991.Steve has built a clientele of individuals, as well as, small and medium sized business owners. His practice focuses on the advantages of portfolio diversification and risk management. Knowledge and experience play key roles in helping Steve`s clients more effectively define and work toward their financial goals.A longtime resident of St. Croix Valley, Steve is active in the surrounding community. He regularly conducts seminars for Lake Elmo Bank and is a guest speaker for various organizations, churches and investment clubs. Steve is also a long-time member of the Lake Elmo Lions Club, Stillwater Sunrise Rotary, and Partnership Plan Development Committee.After graduating from St. Olaf College with a B.A. Degree in Economics, he completed the Tax & Fiduciary Management Program at the Philadelphia Institute. He completed the CFP Professional Education Program from the College of Financial Planning, and continues to be a member in good standing of the CFP Board of Standards. Adam Laberda, CFP®, CRPC® 651-773-4758 651-773-4739 Laberdaa@ceteranetworks.com Adam joined Lake Elmo Financial in 2019 as a Financial Advisor. Prior to joining Lake Elmo Financial, Adam worked in the financial industry where he was a retirement consultant to clients and advisors.He graduated from the University of Minnesota - Twin Cities with Bachelor of Science Degrees in Business & Marketing Education and Human Resource Development. He holds his Series 7, Series 63, MN life & Health and CRPC® - Chartered Retirement Planning Counselor designation. Additionally, he recently obtained the CFP® - CERTIFIED FINANCIAL PLANNER designation through the College of Financial Planning.Adam recently moved to the Stillwater area with his wife Jacki and their beloved cats, Rico and Miko. When not in the office, Adam enjoys boating, golfing, working out and spending time outdoors.