Our Team Stephen Madsen, CFP® 651-773-4758 651-773-4739 [email protected] Steve has been with Lake Elmo Bank since 1989, and has been working with the Investment Center from its beginings in 1991.Steve has built a clientele of individuals, as well as, small and medium sized business owners. His practice focuses on the advantages of portfolio diversification and risk management. Knowledge and experience play key roles in helping Steve`s clients more effectively define and work toward their financial goals.A longtime resident of St. Croix Valley, Steve is active in the surrounding community. He regularly conducts seminars for Lake Elmo Bank and is a guest speaker for various organizations, churches and investment clubs. Steve is also a long-time member of the Lake Elmo Lions Club, Stillwater Sunrise Rotary, and Partnership Plan Development Committee.After graduating from St. Olaf College with a B.A. Degree in Economics, he completed the Tax & Fiduciary Management Program at the Philadelphia Institute. He completed the CFP Professional Education Program from the College of Financial Planning, and continues to be a member in good standing of the CFP Board of Standards. MacKenzie Zajec, CFP® 651-773-4758 651-773-4739 MacKenzie is an Investment Advisor Representative with Cetera Advisor Networks at Lake Elmo Financial. Prior to joining Lake Elmo Financial, MacKenzie worked in the financial industry where his clientele consisted of individuals as well as small business owners.MacKenzie believes the key to success is making informed decisions. He will help you identify your financial goals and provide strategies, investments and insurance solutions.Registered in securities, as well as licensed in Minnesota and Wisconsin for life and health insurance, he works with individuals and small businesses in financial planning and investment asset allocation strategies.MacKenzie graduated from the University of Wisconsin-Stevens Point with a Bachelor’s degree in Economics and Business Administration. He completed the CFP Professional Education Program from the College of Financial Planning, and continues to be a member in good standing of the CFP Board of Standards. His interests include spending time outdoors, camping, and sports.