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Lake Elmo Financial and Cetera Advisor Networks  - Working Together as a Team

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Our Process

We create strategies that are tailored to your needs and goals.

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Our History

Years of experience have prepared us to guide you through your life transitions.

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Our Values

Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.

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Working Together as a Team

Lake Elmo Financial and Cetera Advisor Networks are working together to bring you more investment choices. With today’s economic challenges and diverse investment choices, you need a team to turn to who can simplify the investment process and help you work toward realizing your dreams.

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Need guidance?

Let an experienced Cetera Advisor Networks Registered Representative assist you in determining your short or long term investment needs. They can also help you in managing your current investments and explore new options. Your local branch office Registered Representative is available to guide you through a diversity of investment choices. So, call or visit your branch office today to arrange an appointment with your Registered Representative.

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Whatever your goals, we can help you get there

Planning doesn't have to be difficult. For more than 20 years, 

our team of professionals has worked with clients in developing strategies to pursue their personal financial goals. 

We work with you to create a plan and we stay with you every step of the way - reviewing and adjusting your plan as needed.

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"Remember, what does 'retirement' mean? It doesn't mean that you're a couch potato. Leisure is not the same things as rest. If you're bicycling five miles a day, that's leisure, but it certainly takes a lot of effort."


Robert Fogel

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Mutual funds, annuities and other investments are not deposits, are not insured by the FDIC or any other regulatory agency, and are not obligations of or guaranteed by Lake Elmo Financial. Returns on such investments will fluctuate and are subject to risk, including possible loss of principal.

CETERA ADVISOR NETWORKS OR ITS AFFILIATES OR DIVISIONS ARE NOT BANKS AND THE PRODUCTS WE OFFER ARE NOT INSURED BY FDIC, OR ANY OTHER FEDERAL GOVERNMENT AGENCY, ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED BY A FINANCIAL INSTITUTION, AND INVOLVE RISKS INCLUDING POSSIBLE LOSS OF VALUE.